Rating based on 1,341 reviews
About Lifestyle Finance
We offer kiwis from different income groups and backgrounds affordable personal cash loan that they can apply for in just minutes.
We believe that no matter who you are and what your circumstances may be - you deserve access to credit when you need it.
Our staff - our successes
Apart from our fantastic short term loan rates and terms - you will find that Lifestyle Finance has some of the most capable and experienced staff in the country. You will always be dealt with in a respectable and efficient manner - with one of our service agents never too far behind you.
What Lifestyle Finance can offer you
We offer affordable personal loans online and a simple application that takes only a few minutes to get through.
Our services are superior to our competitors because we're more affordable, faster and offer the most professional service.
A loan that fits your lifestyle
We offer both secured and unsecured fast cash loans that range from as little as $10,000 to $50,000. Our interest rates also vary depending on the applicants credit and start from as little as 13.95% per annum. Our maximum interest rate is 28.95% and we offer loan terms of up to 5 years.
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In a Nutshell
- Average processing time 24 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Bad credit consideration
- Early repayment
With Lifestyle Finance we make getting a personal loan quick and easy
When choosing a loan amount and term you should always consider how much you can afford to repay in instalments every month.
If you take out a larger loan you will have to either have a bigger disposable income or select a longer personal cash loan term to lower the monthly instalment amount.
Nervous about making a loan application?
While it may be nerve-wracking for a first time applicant to apply for a loan Lifestyle Finance is here to help you every step of the way and ensure that your experience is a good one. We will be able to process your loan request in a few hours and ensure you get your loan within 48 hours.
No early settlement fees
Yes, that is right if you choose to take out a loan for a year and you are able to pay the loan back sooner then there will be no loan settlement fees. If you are able to pay your loan back in 90 days then the only fee that you would have to pay back would be the 10$ dollars for the settlement fee. With this, you can free yourself of debt if you haven’t got the cash now but you apply and take the loan as long as you pay it back with the 90 days you will only be charged 10 dollars.
We will get you the best marketing
Yes if you are looking at selling your property then we are the right company for you. if you do not market your property correctly then you will not get the market price so that is where we come in and help you get the best price with the correct marketing.
Lifestyle Finance will help you
The great part about our company is that if you pay your loan back within the 90 day period you will simply get a ten dollar fee. We are here to assist you if you need to do renovations or sell or buy a property we have your best interest at heart.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Earning a stable income
- Credit check
- Active NZ bank account
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Classic Car Finance
- Personal Loans
Customer Reviews & Testimonials
If quick loan approvals are what you are looking for then I can recommend Lifestyle Finance. I applied for a personal loan and within a day I received my loan amount in my bank account
— Nelson —
I was applying for my first loan and went to the branch where they assisted me with the documents I would need and even helped me with my loan when I returned
— Rotorua —