Rating based on 32 reviews

My Finance


  • Low-interest up to 13.95%
  • Personal loans up to $30,000
  • Repayment up to 5 years

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My Finance homepage

Author My Finance. Screenshot of My Finance website. [Accessed May 23, 2018]

About My Finance

As a company that is devoted to our customers and constantly upgrading our products, processes, and systems when you work with us you know that you're getting only the best personal loans the market has to offer.

We're here for the long haul and strive to develop a long-term relationship with you.

A lender that understands you

Tired of being held down by red tape and lenders that just don't understand you? At My Finance we want to help you achieve financial freedom in the fastest and more simplified manner so, we do away with the red tape and consider each applicant based on their own circumstances and needs.

What My Finance can offer you

If you want to consolidate your debt, My Finance has your back.

Our small personal loans can offer you the means to do just that - combine all of your smaller, more expensive debt into one bigger, more affordable loan that allows for smaller monthly repayments.

Loan from $250 to $30,000

Are you looking for a personal loan of between $250 and $30,000? My Finance offers kiwis fast loans at low rates and flexible loan terms ranging from 3 months to 5 years. We offer loans via Instant Finance and offer both secured and unsecured loans online.

My Finance Product Details

  • Loan Type Personal loans
  • Interest Rate up to 13.95%
  • Loan Amount up to $30,000
  • Repayment 3 months to 5 years
  • Decision 24 hours

With My Finance you can get a quick personal loan with low interest rates

If our services and loan offerings sound like the ideal solution for your needs then let's get started with the loan application process.

Our quick loans are certainly all-purpose and can be used for anything - no matter how small or big. From buying that bike that you've dreamed of owning for years to painting the interior and exterior of your home - our loans are suitable for just about anything.

Why Kiwis choose My Finance

Customers choose to use us as their preferred lender because of a number of factors and this includes the following:

  • Longer loan terms for tighter budgets
  • Rate and fee transparency
  • Competitive rates
  • 100% online application
  • 5-minute application
  • great customer service and support

Using the loan calculator to get the amount you need

You can use the calculator to find the amount that will; suit you for your personal loan the amount will include the amount that you would like to pay back per month or fortnightly to the amount that would be paid back at the end of your loan. Remember that with the personal loan calculator you can look at different amounts and different years that you would like to pay your loan back on or even months that you would like to pay back in.

Our loan rates

Our rates are from 13.95 5 all the way to 24.95% best part is it depends on your loan and the amount that you are taking all loans have different amounts and will have different interest rates that we will go over with you. You can take a long out with the intention of paying it back from three months to three years.

You can ask us questions

We are here to assist you with all your needs when it comes to your loan and that is why if you have any questions please feel free to ask. You can use our email address to contact us or phone us and if you are in the area you can pop into our branch we will help you.

Customer Reviews & Testimonials

March 2020

The process was not complicated at all and I felt like my time was valued which was really nice.

Hana L
— Christchurch —

March 2021

Choosing to get my car loan through My Finance saved me the time, effort and stress of finding the perfect personal loan. I couldn't have asked for a better service. Thank you so much for the ent...

Pearl M
— Auckland —

My Finance Contact Details

Contact Number


  • not available


Physical Address

  • 105 The Terrace, Wellington Central, Wellington 6011 New Zealand
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Opening Hours

  • not available