Rating based on 37 reviews

Kiwi Bank


  • Low-interest starting from 13.95%
  • Personal loans up to $6,000
  • Repayment up to 4 years

In-page navigation

Kiwi Bank homepage

Author Kiwi Bank. Screenshot of Kiwi Bank website. [Accessed May 23, 2018]

About Kiwi Bank

We're one of the oldest and most popular banking firms in the country, not only because of our competitive services and financial products but, because we insist on delivering only the best customer service to all kiwis.

Choosing us means you choose progress, innovation and great service!

Welcoming new customers

Whether it's your first time using Kiwi Bank or whether you're a longtime client of ours, you are welcome to apply for a loan with us. You can use this loan to buy a car, renovate your home or even buy furniture and appliances for your new home with a personal loan from Kiwi Bank.

What Kiwi Bank can offer you

With large loan amounts and low rates - there is simply no reason to look anywhere else.

If you need a fast loan to apply online by logging into your online banking and we will have you sorted in no time. If you've already been conditionally approved simply follow the link to approve the loan!

Our personal loan rates and details

Our current rates for personal loans range from 16.95% to 18.95% per annum - which are among the lowest and most competitive rates on the NZ market. We offer loans from $2,000 up to $10,000 and we have a 48 hour turnaround time. Our loan terms are flexible and range from 6 months to  years - making our loans super affordable for all kiwis.

Kiwi Bank Product Details

  • Loan Type Personal loans
  • Interest Rate 13.95 – 18.95% p/a
  • Loan Amount up to $6,000
  • Repayment 6 months to 4 years
  • Decision 48 hours

With our low rate personal loans, getting a loan with us is affordable

Personal loans are ideal for financing the purchase of a car, consolidating debt and even refurbishing your kitchen.

We offer you the best of the best - 100% online.

Selecting an ideal loan amount and term

The need to strike a balance when it's time to calculate your ideal loan amount it's best to do this based on both how much you need and how much you can afford in repayments per month. The bigger the personal loan amount the lower the rate but, the longer you will have to pay interest.

Quick response and approval times

When you complete an application with Kiwi Bank you will not have to wait long to hear from us. We will contact you to request supporting documents and gather any additional necessary information. While we process the quick loan application all you need to do is kick back and relax!

Kiwi loans have what you need and more

Our company has a vast array of products that we offer to our members this lets us make sure that we get what our members need. We put our members first and that is why we offer you all of the loans and cards and also insurance that will suit you. we endeavour to make sure that what you apply for we will find you the best and you will not be disappointed.

Helping you find the loan you need by

You can use our loan calculator to find the loan that will suit your needs and wants. The calculator will tell you just how much you will be paying once you have placed in the amount that you would like to loan. You can also see what the best time period would be to pay your loan back. The calculator will let you know the interest rate as well once you add in your amount you would like to borrow.

We can offer you the help you need

If you are feeling trapped trying to pay your lenders back money you have loaned from them but can’t seem to make it through the month. Then come to us and we will offer you the debt consolidation loan that you can use to help you get back on your feet paying one amount per month to us and your lenders will be paid by us.

Customer Reviews & Testimonials

February 2019

Kiwi Bak has a fast loan service, whether you apply online or go into a branch, they are always ready to help

Andrew H
— Napier-Hastings —

April 2019

Kiwi Bank has very low-interest rates on their personal loans. I will recommend them if you need a personal loan without all the hassles

Annie H
— Dunedin —

March 2019

I needed a personal loan fast and I contacted Kiwi Bank, within a few minutes I was approved for a loan and the money was paid into my bank account

Wesley A
— Palmerston North —

Kiwi Bank Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • Private Bag 39888, Wellington mail Centre, Lower Hutt, 5045, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 12:00
  • Sunday – Closed