Payday Loan

Since our loans are available entirely online and you can enjoy instant approval - the rates we offer are higher than those offered by banks on their personal loans.

Considering this, these loans are only ideal for emergency situations and temporary cash flow issues.

How to repay the loan

You will generally receive your loan within one business day. This is ideal since you will be able to access the money quickly and easily and then proceed to make the necessary payments or purchases. Repayment is simple - the payday loan NZ will be deducted directly from your account on the agreed day.

A lender you can put your faith in

Unfortunately, a lot of lenders are out there to make a profit and do not care about the means of obtaining that money. We are not like this – we only want the best for our customers which is why we will only lend to them if we are certain they will be able to meet their monthly repayments.

Before approving a loan we use eligibility checking software to assess the application. From there we will determine whether the chosen borrowing amount is feasible for the applicant’s income bracket. We care about you and your financial wellbeing so borrow from a lender that cares.

Unsecured loans that will bring a smile to your face

With today’s economic climate it is not difficult to believe that there are many people still struggling with poor credit. As a result, there are many people who are not homeowners. Secured loan options require borrowers to provide an asset such as their home or vehicle as collateral or security. However, our loans are unsecured which means we do not need you to provide any collateral. The only downside to unsecured loans is that you can only access lower borrowing amounts at higher rates. But, as pointed out above, you can combat higher rates by repaying the loan faster.