Rating based on 28 reviews

Seed Cash


  • Low-interest starting from 299.3%
  • Payday loans up to $1,500
  • Repayment up to 45 days

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Seed Cash homepage

Author Seed Cash. Screenshot of Seed Cash website. [Accessed May 23, 2018]

About Seed Cash

Responsible lending means more than just conducting affordability checks before approving customers for a loan.

To us it means ensuring that customers get treated fairly and are not overcharged or taken advantage of. We are a well-established and respected online lender that offer affordable quick loans to Kiwis nationwide.

Same day loan delivery

Since we're an online lender we know that our customers want nothing more than to get the payday cash loans they need - FAST. To achieve quick loan approval times we have streamlined out application form and processes to arrive at the system which we now use. This system is so effective most of our customer receive their loans on the very same day!

What Seed Cash can offer you

When expenses show up when least expected and you don’t have an emergency fund to deal with it - get a personal loan from us and make money one less thing you have to worry about.

From dealing with a burst geyser to paying your medical aid premiums when you just don’t have enough - our loans can help you deal with any cash need.

Small loan for cash emergencies

Payday loans are certainly not a solution for long standing financial problems but when unexpected expenses come up or you just can't save enough money to buy that household appliance that you need so badly - they can be a life saver. We offer fast online loan designed to help you when you're broke.

Seed Cash Product Details

  • Loan Type Payday loans
  • Interest Rate 299.3 – 438% p/a
  • Loan Amount up to $1,500
  • Repayment 7 days to 45 days
  • Decision 2 hours

Lift your finacial burden with a payday loan today

With Seed Cash, you can certainly afford a payday loan since we offer flexible loan terms that can modify your repayments to be affordable.

This means that you can afford a larger loan amount even if you do not have a big income or you have many expenses.

Get your payday loan today

To apply simply visit our website and click on the "apply now" tab which will direct you to our concise online loan application form. Here you will have to fill in your personal information, address, telephone number and income and expenses information. You will also have to upload your driver's licence, 3 months bank statements and proof of address!

Green lending – safer for you and the environment

Not only do we strive to make lending easier and more convenient for our customers but we have also been able to reduce our carbon footprint. By streamlining the lending process and turning to technology we no longer have to hassle with stacks of paperwork and documentation. This means less paper usage. Online lending also allows for more secure storage of your personal information allowing us to better protect your privacy. Do your part for the environment today and complete our application online.

Mobile lending for borrowers on the go

One of the niftier developments in modern technology is the app. Apps have revolutionized our outlook on most general day-to-day tasks but they have also changed the way in which we can manage our finances. If you have a Smartphone or Tablet you can download the app from either the Google Play store or the App Store depending on which device you own. In this way, you will be able to monitor the progress on your loan and make repayments among other things. If an app is not the only way that you wish to access your finance feel free to give us a call, send a text or visit our website via your laptop. Getting connected has never been easier than now.

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Seed Cash is a trusted & reliable provider of payday loans

In our review, Seed Cash adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Seed Cash is a registered credit provider in New Zealand: FSP423226

Customer Reviews & Testimonials

June 2018

I was so grateful that I was not required to rush into the branch to get things done. Everything was arranged with the convenience of online service!

Mitchell G
— Auckland —

September 2018

After being turned down multiple times due to my bad credit history I was about to give up hope. That was when Seed Cash came into the picture and turned my life around. Thank you for giving me a...

Angela T
— Coopers Creek —

October 2018

This afternoon I sat down with a cup of coffee, completed my application and caught the news. Before I was halfway through my mug I had already been approved. Thanks for the efficiency!

Michael G
— Dannevirke —

Seed Cash Contact Details

Contact Number



Physical Address

Postal Address

  • PO Box 105680, Auckland Centre, 1143, New Zealand

Opening Hours

  • Monday 8.30 – 17.30
  • Tuesday 8.30 – 17.30
  • Wednesday 8.30 – 17.30
  • Thursday 8.30 – 17.30
  • Friday 8.30 – 17.30
  • Saturday – CLOSED
  • Sunday – CLOSED