Rating based on 28 reviews

Seed Cash


  • Low-interest starting from 299.3%
  • Payday loans up to $1,500
  • Repayment up to 45 days

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Seed Cash homepage

Author Seed Cash. Screenshot of Seed Cash website. [Accessed May 23, 2018]

About Seed Cash

Being a responsible lender is a lot more than just conducting affordability checks before approving customers for a loan.

At Seed Cash, it means that all customers should get treated fairly and are not taken advantage of. They are a well-established and respected online lender that offers affordable quick loans to Kiwis nationwide.

Instant loan delivery

Since Seed Cash is an online lender, they know that their customers want nothing more than to obtain a payday loan as quickly as possible.

To enable quick loan approval times Seed Cash has made it easy by uploading the application form and making sure the processes arrive at the system which they are currently using. The system has proven to be effective, as most of their customer receive their loans on the very same day.

What Seed Cash can offer you

Expenses tend to show up when least expected, in most cases, you don’t have an emergency fund to deal with them.

You don't need to worry about it anymore, get a personal loan from Seed Cash today.

From dealing with a burst geyser to paying your medical aid premiums, it can only get more complicated. Therefore Seed Cash has loans that can help you deal with any of your cash needs.

Payday loans for when money crises arise

Payday loans are certainly not a solution for long-standing financial problems but when unexpected expenses come up or you just can't save enough money to buy that household appliance that you need so badly, that is where payday loans can assist.

Seed Cash offers fast online loans, which are designed to help you in time of need. Don't hesitate, to make the change today.

Seed Cash Product Details

  • Loan Type Payday loans
  • Interest Rate 299.3 – 438% p/a
  • Loan Amount up to $1,500
  • Repayment 7 days to 45 days
  • Decision 2 hours

Lift your finacial burden with a payday loan today

With Seed Cash, you can definitely afford a payday loan, since they offer flexible loan terms that can be altered according to your needs.

This means that you can afford a larger loan amount even if you don't receive a massive salary.

Obtain your Payday loan today

To apply simply visit the Seed Cash website and click on the "apply now" tab which will take you directly to their online loan application form. You will then have to fill in your personal information, address, telephone number, and income and expenses information.

Requirements for a Payday loan 

  • Proof of driver's licence,
  • 3 months bank statements and
  • proof of address

Safer for you and the environment

Seed Cash has turned to technology which allows them to create a safer experience, whereby they no longer have the hassle of stacks of paperwork and documentation. This means less paper usage and friendlier environmental practices.

Online lending guarantees secure storage of your personal information which allows them to better protect your privacy. Do your part for the environment today and complete your application online.

Get your loan on the go

One of the niftier developments in modern technology is the applications. It has changed a lot of opinions on most general day-to-day tasks but it has also changed the way in which Seed Cash can manage its finances.

If you have a Smartphone or Tablet you can download the app from the Google Play store or the App Store depending on which device you own. In this way, you will be able to monitor the progress of your loan and make repayments among other things.

If you prefer not to use the app to access your finances, feel free to give Seed Cash a call, send a text, or visit their website via your laptop. Getting connected has never been this easy

man holding thumbs up

Seed Cash is a trusted & reliable provider of payday loans

In our review, Seed Cash adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Seed Cash is a registered credit provider in New Zealand: FSP423226

Customer Reviews & Testimonials

June 2020

I was so grateful that I was not required to rush into the branch to get things done. Everything was arranged with the convenience of online service!

Mitchell G
— Auckland —

September 2020

After being turned down multiple times due to my bad credit history I was about to give up hope. That was when Seed Cash came into the picture and turned my life around. Thank you for giving me a...

Angela T
— Coopers Creek —

October 2021

This afternoon I sat down with a cup of coffee, completed my application and caught the news. Before I was halfway through my mug I had already been approved. Thanks for the efficiency!

Michael G
— Dannevirke —

February 2022

Excellent service from Seed Cash. I recommend them to everyone.

William S
— Auckland —

Seed Cash Contact Details

Contact Number



Physical Address

Postal Address

  • PO Box 105680, Auckland Centre, 1143, New Zealand

Opening Hours

  • Monday 08.30 – 17.30
  • Tuesday 08.30 – 17.30
  • Wednesday 08.30 – 17.30
  • Thursday 08.30 – 17.30
  • Friday 08.30 – 17.30
  • Saturday – Closed
  • Sunday – Closed