NZCU Baywide
Updated
- Low-interest starting from 8.9%
- Credit union loans up to $50,000
- Repayment up to 5 years
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Author NZCU Baywide. Screenshot of NZCU Baywide website. [Accessed May 23, 2018]
About NZCU Baywide
One of the major benefits that you can enjoy when you become a member of a credit union is low-rate lending and superior savings accounts.
Unlike traditional banks, credit unions NZ like NZCU Baywide do not operate for the purpose of profit and are therefore able to offer financial products and services that are superior.
They were formed in 1971 and have grown to 14 branches across New Zealand ever since. Being a 100% NZ-owned company, they are proud of the way they do business, helping people with affordable finance.
Their most popular products
One of the most popular financial products at NZCU Baywide is their low rate personal loans which can be used for anything from renovating your kitchen, buying a new or used car, taking the family on holiday, or consolidating debt.
Get a low-cost loan from a union that has won many Canstar awards over the years for their immaculate customer service and low prices.
What NZCU Baywide can offer you
When you need a personal loan the first place that you're likely to go is to your local bank but with lower interest rates, more flexibility, and better service a credit union like NZCU Baywide should be your first stop.
They offer a wide range of financial and banking services that are just better in every way!
The best Personal loans for you
They offer secured personal loans from as low as 8.9% per annum and unsecured loans from just 11.9% per annum. Their secured loans range from $2,000 to $60,000 making them ideal for purchasing a vehicle or consolidating expensive debts. Also, check out their 0% deposit home loans where you can borrow up to $250,000!
I would like to top up my loan
They need to see how much you need to pay before they can approve your top-up. If you would like to top up, give them a call and they will see what they can do to ensure that you get what you are looking for. They can’t make every client happy but they can always try to meet them halfway.
NZCU Baywide Product Details
- Loan Type Credit union loans
- Interest Rate 8.9 – 27.90% p/a
- Loan Amount up to $50,000
- Repayment 6 months to 5 years
- Initiation Fee $250
Access our 0% deposit home loans by becoming a member
In order to access their range of products and services, you must first apply to become a member.
This is a quick and simple process that can be completed online in just a matter of minutes. Simply provide them with all of your
- personal,
- contact,
- and employment details,
Set up an account and you're on your way to a better home and personal loan rates and better service.
Stop spending and start saving
If you're ready to leave debt behind and start saving then they as a credit union can help you with their fantastic savings and investment accounts that do more than just offer you a great way to save.
They offer you higher than average returns and a safety net that ensures that when the unexpected happens you can deal with it without having to go into expensive debt.
I’m facing financial difficulties
If you are facing some financial difficulty that is making it difficult for you to pay your loan, you need to inform them right away. Although you will still be liable for extra charges, they will be aware of the situation you are faced with. The most important factor is to be certain that you will be able to pay for the loan you are applying for.
Is my information safe and protected
Everybody who uses their services will tell you that they take their privacy and confidentiality seriously. No information is shared or leaked with any third parties.
Benefits of joining them
- Enjoy the lowest possible prices for the best possible service.
- Long-term relationship.
- More flexibility.
- Save money, save time and do things the easier way.
- Great benefits and rewards when you become a member.
- Faster results and approval.
- You can rest assured that your information is kept safe and the entire process is completely secure.
- Innovative technology and online assistance.
- Secured and unsecured loans.
- With them, you can improve your credit score the smart way.
- Be a part of a community of caring Kiwis.
Customer Reviews & Testimonials
NZCU Baywide Contact Details
Physical Address
- 60 High St Dannevirke Manawatu-Wanganui 4930 New Zealand
- Get Directions
Postal Address
- NZCU Baywide Feedback, PO Box 431, Hastings, 4156, New Zealand
Opening Hours
- Monday 09:00 – 16:30
- Tuesday 09:30 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 18:30
- Friday 09:00 – 16:30
- Saturday – Closed
- Sunday – Closed