Rating based on 27 reviews



  • Low-interest starting from 13.95%
  • Business loans up to $50,000
  • Repayment up to 5 years

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Westpac homepage

Author Westpac. Screenshot of Westpac website. [Accessed May 23, 2018]

About Westpac

Whether we’re helping a newlywed couple buy their very first home or helping a large local business deal with serious cash flow irregularities Westpac achieves excellence in everything that we do.

We’re here to listen to your needs and ensure our products meet each and every individual need you have – flawlessly.

Swimming upstream and finding a better way

Regardless of which bank you use, simply running over our range of loans and financial services will seem foreign to you. Unlike our competitors we don’t do things like everyone else – we do them in a way that will benefit our customers whether they’re in the market for a home loan or a credit card – we offer products that appeal to them!

What Westpac can offer you

As an international brand Westpac is able to offer support to small, medium and corporate businesses at some of the lowest and most competitive rates on the market.

We offer business term loans with both fixed and floating rates - ideal for businesses looking to grow and finance expansion. We also offer business credit cards and business world-class business banking solutions.

Making use of our financial resources

Apart from offering you flexible business finance we've also made a range of financial resources like loan calculators, article, tips and tricks as well as basic information on lending and loans to get your up to speed with what we offer and how it can benefit you. We welcome you to make use of these resources on our website.

Westpac Product Details

  • Loan Type Business loans
  • Interest Rate 13.95 – 20% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 5 years
  • Decision 48 hours

Westpac achieves excellence in everything that we do

With Westpac, you can apply for a loan entirely online or walk into a branch and talk to someone about your needs.

We will require a complete account of your assets and liabilities, existing debts and accounts as well as details of all business owners or shareholders.

Westpac is proud to welcome you to our family

Whether you're looking to change to a bank that better understands your business or are looking for a better rate business loan Westpac is pleased to welcome you to our family. To apply for a business loan simply visit our website and make your application online or visit us in one of our many nationwide branches to talk to a loan manager.

 We will help you get your business started

Our company endeavours to make sure that when you apply for a loan through us that you only get the best experience and the best service. This is why we offer you the ability to get your business started do you have a business plan that you would like to look at creating a business from. Would you like to be your own boss then we have the loan for you? Yes, we will help you get the loan to start your business because we put your needs first.

Using our calculator to find the loan for you

If you are looking for a loan but not sure of what amount would suit you or how much you would have to pay back then use the loan calculator. Our loan calculator will help you decide on your loan. You can place an amount that you would like to loan in and then the number of years that you would like to pay your loan back in and you will get the answer as well as the rate and percentages that you will be paying back per year or month.

It’s one click to apply

Yes click on apply now and you will be able to start with your loan questions it should not take longer than a couple of minutes and you will be able to submit. We will be here for you if you are unsure all you have to do is call us and one of our brokers will help you.

Customer Reviews & Testimonials

March 2019

The online application took a few minutes and I had sent it for processing quick and easy.

Melissa M
— Christchurch —

April 2019

I got the service I needed when I went to the branch.

Clare M
— Dunedin —

Westpac Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 934, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed