Rating based on 39 reviews

Kiwi Bank


  • Low-interest starting from 16.95%
  • Business loans up to $10,000
  • Repayment up to 7 years

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Kiwi Bank homepage

Author Kiwi Bank. Screenshot of Kiwi Bank website. [Accessed May 23, 2018]

About Kiwi Bank

We're a leading provider of a variety of banking and financial solutions in New Zealand.

From our low rate home loans to our flexible business finance solutions we offer customers the most comprehensive and competitive range of products in the country. If you’re ready to move up - Kiwi Bank is here to offer you the boost you need.

Taking care of you like one of our own

When you join Kiwi Bank you’re joining a family that will be by your side through both the good and bad times. We don’t see you as a number in a system – we see you as part of our family and when it comes to family we always take care of our own! For business finance with a lot of heart, choose Kiwi Bank! 

What Kiwi Bank can offer you

At Kiwi Bank, we offer business loans and asset finance from $20,000 and offer loan terms ranging from 6 months to 5 years.

If you're looking to finance assets we can provide up to 100% of the purchase price and offer highly competitive interest rates and low fees. We also offer commercial banking and property finance as well as working capital solutions.

Taking into account your business needs

Kiwi Bank offers quick loans, personal loans, car loans and business loans which are ideal for companies who require a cash flow boost or are going through an off-peak season. Our loans are affordable and can be customized to meet the needs of your business while taking into account your business's cash flow.

Kiwi Bank Product Details

  • Loan Type Business loans
  • Interest Rate 16.95 – 18.95% p/a
  • Loan Amount up to $10,000
  • Repayment 6 months to 7 years
  • Decision 42 hours

We offer customers the most comprehensive and competitive range of products in the country

If you're ready to take your business to new heights reach out to Kiwi Bank to find out how we can make things happen for you.

You can contact our business banking tea, apply for a loan online or visit us in branch to discuss your needs and the available solutions.

What you'll need to apply

Kiwi Bank is a modern bank that offers a complete online business loan application. To apply you must meet our minimum requirements and fill in a complete loan application form which will require you to provide us with the details of all shareholders, your financial records as well as a full list of current liabilities and assets.

You can apply at our branch

Yes, we know that applying for a loan can be daunting as well as sending your personal information to our company you might not like that idea. That is why we offer you the comfort of coming into our offices to apply all you have to do is find an office near you and come to one of our brokers and they will help you apply for the loan that you are needing.

Our loans and cards that we offer

We can offer you the loan that you are looking for whether it is a personal loan or a business loan or a car loan we have the loan for you. We also offer you credit cards for different purposes we can offer you a personal visa or a business visa card. We will have a loan that will suit you and your needs.

Kiwi has the app for you

Yes, you have read right we help you control your finances from your app on your phone. All you have to do is follow the link once your loan has been approved and download our application. It will then be as easy as transferring your funds from one click. You will also be able to make sure where your funds will be going giving you the ability to keep a watchful eye over your account.

Customer Reviews & Testimonials

January 2019

When I applied for my loan got my reply quick service really happy with Heartland Bank.

Lilly M
— Dunedin —

February 2019

Great service at the branch couldn’t be happier with the help I got.

John B
— New Zealand —

February 2019

I got my loan approved within a few hours helping me to reduce my stress and worries.

Jewel J
— Nelson —

Kiwi Bank Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • Private Bag 39888 Wellington Mail Centre Lower Hutt 5045

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 12:00
  • Sunday – Closed