Rating based on 23 reviews

Cash Relief


  • Low-interest starting from 495%
  • Loans bad credit up to $600
  • Repayment up to 2 months

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Author Cash Relief. Screenshot of Cash Relief website. [Accessed May 23, 2018]

About Cash Relief

If you need a financial solution Cash Relief can give you the cash injection you need.

Cash relief is a New Zealand-operated business, and they have been helping Kiwis since 2011 with loans for bad credit. There are no hidden surprises and their cost is transparent when you apply for a loan with them. Bad credit loans can be used for any purpose from unexpected bills, car repairs, medical bills, or as a cash advance until your next payday.

Services and the simple bad credit loan process

Cash relief provides loans for bad credit to people who need instant funding. You can apply for a loan online, and the process is fast and straightforward.

When you apply for a loan for bad credit online you can be assured that your application is 100% confidential. g In the future, if you apply for a home loan or vehicle financing your lenders won’t have access to the information on your application.

A trusted lender that helps people in need

They accept people in all situations, making them your number one financing solution. The interest on a loan for bad credit is an interest rate of 49.5% per year. The repayment period on your loan will be anything from 1 week to 2 months, it all depends on your income.

What Cash Relief can offer you

Don’t let your financial hiccup get in the way when you can get an affordable loan for bad credit.

Loans for bad credit are small sums of money that are borrowed until your next payday. If you develop a good credit history and ensure that your repayments are made on time, they will allow your credit limit to be increased.

Fees to consider when doing an application

When you apply for a bad credit loan, there are service costs involved and optional additional fees depending on your loan situation.

  • Their interest rate is 49.5% per year or 0.1356% per day.
  • An establishment fee of up to $150.00 is applied to each bad credit loan and this may be discounted for loans under $400.
  • An optional fee of $5 is charged if you want a quick payment within 60 minutes into your bank account.

They will assist you in all circumstances

We live in a credit-based world and even the best-planned plans sometimes don’t allow for unexpected expenses or a bad run of important bills. At Cash Relief, they understand that people can find themselves in a tough financial situation because of sickness, losing their job, and many other factors. That is why they will assist you through these difficult times and give you the help and advice you need.

Cash Relief Product Details

  • Loan Type Loans bad credit
  • Interest Rate from 495%
  • Loan Amount up to $600
  • Repayment 7 days to 2 months
  • Decision 2 hours

Appling for a bad credit loan is easy and its quick too!

Applying for a bad credit loan online will only take you a few minutes to complete and you will have your answer within 2 hours if you apply on a business day.

When applying for a bad credit loan your application success will be determined by your income versus your living expenses. A maximum loan amount of $600 is offered to clients who meet the criteria of the application.

Minimum criteria:

  • A completed an online application form.
  • ID document.
  • Bank account.
  • Applicants need to be earning at least $450 per week (after taxes) to be considered for a successful application.

Follow these easy steps to do an online application:

  1. You can use the loan calculator to work out how much you want to borrow, the repayment amounts, and the total cost of the bad credit loan.
  2. Fill out the online application form for a loan for bad credit.
  3. They will assess your application, confirm your details and do a credit check.
  4. Once you have digitally signed the credit contract, they will transfer the money into your bank account within 60 minutes between 9 am and 4 pm weekdays otherwise overnight.

Apply for a bad credit loan today at Cash relief. You will have a quick decision and the application is fast and rapid. Their loan process is easy and simple to understand. Apply today and make your financial struggles disappear.

Benefits of Cash Relief

  • Easy, confidential online application for fast bad credit loans.
  • Trusted lender by thousands of Kiwis.
  • Same day payout.
  • Fast and efficient
man holding thumbs up

Cash Relief is a trusted & reliable provider of loans bad credit

In our review, Cash Relief adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Cash Relief is a registered credit provider in New Zealand: 246365

Customer Reviews & Testimonials

January 2020

As someone with a bit of bad credit it was amazing to find a company that was actually willing to help me out, now I am able to pay off debts and move on with life.

John E
— Wellington —

March 2020

Such friendly and speedy service, really worthwhile and such good interest rates for those with some bad credit.

Molly C
— Auckland —

November 2020

Enjoyed the flexible terms and easy repayment structure they offered me. Will definitely recommend to others

Derek C
— Christchurch —

November 2021

I enjoyed the flexible terms and easy repayment structure they offered me. I will recommend them to others.

Hill A
— Wellington —

March 2021

As someone with a bit of bad credit, it was amazing to find a company that was willing to help me out. Now I can pay off debts and move on with life.

Booth E
— Napier —

May 2021

Such friendly and speedy service, worthwhile, and has good interest rates for those with some bad credit. They assisted me with friendly service from start to finish.

Tylor R
— Hamilton —

Cash Relief Contact Details

Contact Number



Physical Address

Postal Address

  • PO Box 34 673, Birkenhead, Auckland, 0748, New Zealand

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed