Rating based on 1,472 reviews
About Pretty Penny Loans
The fast cash loans offered by us are more competitive than those of our competitors and are also more affordable.
When your expenses are higher than what you had expected, visit our website, apply for a loan and get your life back on track.
Reliable, honest and more affordable
We're a New Zealand lender that offers a level of transparency and service that is rare. We will always let you know exactly how much our payday loans cost and what you can expect in terms of turnaround times. We are reliable, honest and most of all, an affordable lender.
What Pretty Penny Loans can offer you
Although payday loans can be costly - ours are more affordable.
We offer customers competitive rates in addition to the flexibility that you'll rarely find among other payday lenders. This loan flexibility allows you to determine not only how much you borrow but also in how many installments you repay the loan.
Borrow up to $500
At Pretty Penny Loans we offer quick loans that range from $50 to $500 at an AIR of 365%. Our loan terms are short which means that you don’t have to commit yourself to long term debt. We can approve loans in just 60 minutes and take pride in our speed and efficiency.
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In a Nutshell
- Average processing time 1 hour
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Is payday still too far? We have quick payday loan solutions
On our website, you can make use of our loan calculator which will give you an indication of how much a loan will cost you with Pretty Penny Loans.
Once you've decided on how much you want to borrow you can then proceed to fill in the loan application form online.
A 5-minute loan application
With our 5 minute application and instant loan approval - you don’t need to wait long just to find out if you'll be approved by for your short-term loan. This means the whole process is less stressful and that you can make use of the money much faster than with any other lender.
Bad credit is a thing of the past
The beauty of payday loans is that you can use them to your advantage. Not only are payday loans a great source of finance for those emergency moments, but they can also help you to improve your credit score. So while you might have intended to get the money for vehicle repairs, a medical bill or just to make it through a tough month you have now gotten more than what you have bargained for. If you meet all your repayments without a problem then you can improve your credit score by the time your loan is repaid. This means that you will be able to obtain better finance in the future with larger borrowing amounts and lower rates. A win-win situation for you and your finances!
The flexibility that you asked for
As humans, we enjoy a variety. The more options that are available to us the happier we are. But sometimes these options can become overwhelming which is where we step in. Our friendly staff will help you to determine which borrowing amount, term and the repayment amount are the best suited for your financial situation. What makes this even better is that you can decide how much additional money you want to repay every month. Additional repayments come at no extra cost but do save you money in the long run. Consider all of your options and ensure to make an informed decision.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Earning a stable income
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Payday Advance
- Quick Loans & Fast Cash Loans
- Short Term Loans
- Same Day Loans
- Emergency Cash Loans
Customer Reviews & Testimonials
My occupation requires me to travel a lot which leaves me little time to deal with personal matters such as finance. Thanks to the online application I was able to apply for a loan between my travels.
— Tairua —
When I began my journey with Pretty Penny I knew that I was in for a treat. The staff is friendly, the loans are affordable and the rates are fair. Great service I will continue to support!
— Lincoln —
A friend of mine boasts only praises about Pretty Penny and I am now happy to say that I will be joining her. You are now a highly recommended lender on my list!
— Luggate —
The first time that I found myself with an unforeseen expense I was very stressed out. But after using Pretty Penny’s services the first time I knew exactly what to do after an unforeseen expense popped up the second time.
— Uruti —