Ferratum began its journey in the field of financial services in 2005, providing quick payday loans to New Zealanders.
The credit services provider has built up an impressive client base since then of 1.5 million clients in 23 countries worldwide.
Expert at providing affordable payday loans
Ferratum prides itself on having a strong reputation for great customer service and offering quick, affordable payday loans. Over 200 professionals are working at Ferratum who consistently strive for excellence as part of the larger Ferratum Group.
Innovation and advancement is the name of the game at Ferratum. The staff is collectively committed to channeling that progress to assist customers in the industry. They are a registered credit provider, who will never approve a loan that clients can not afford.
Its growth strategy is an ever-developing one as Ferratum strives to be the preferred provider of short-term loans. Customers worldwide are greatly benefitting from product offerings, especially as it concerns payday loans online that are helping them beat the cash crunch.
What Ferratum can offer you
At Ferratum they put the payday loans customer’s needs first.
Existing customers can even apply via text message for their loans provided they have a mobile phone. The response time to these applications is swift –very quick indeed. It takes up to 4 minutes for approval in some cases.
Pointers when it comes to payday loans:
- Easy online application process through a click of a mouse
- First-timers can borrow up to $400 for a first loan
- If the loan is settled timeously they’ll lend more cash next time around
- Applicants require a valid New Zealand driver’s license
- Applicants must have a valid bank account where money can be transferred to
Applying for a loan online through Ferratum
The online loan application process is simple, quick, and easy.
Ferratum goes out of its way to source the best interest rates for clients who are taking an advance loan before payday. Their staff is highly trained in all aspects of finance and therefore feedback and advice are prompt and among the best in the market.
They boast that the application process besides being a smooth one has unparalleled turnaround times when it comes to queries.
Ferratum Product Details
- Loan Type Payday loans
- Interest Rate from 227%
- Loan Amount up to $1,000
- Repayment 7 days to 45 days
- Decision 2 hours
Ferratum offers Kiwi’s the opportunity to obtain a payday loan when they need it the most!
Ferratum only focuses on the necessary paperwork so it can fast-track any client’s payday loan application.
With a bank, clients can expect to wait days or weeks for an appointment only to apply for the loan. Ferratum makes the loan application process a painless and less cumbersome one.
Provided clients meet the criteria requirements, and pay a loan on time, approval should be straightforward. No matter the expense, Kiwis can rest assured that they will receive fast and efficient service from Ferratum. Grab a chance at a quick payday loan today without any hassles or fuss.
Benefits of Ferratum payday loans:
- Interest rates pegged at from 227%
- A client can choose the amount to be borrowed, with installments and repayment period
- Ferratum will always source the best rates for their clients in the market
- No third parties are involved so cash gets quicker into the client’s bank account
- Quick repayment periods
Ferratum understands that people out there will always be in dire need of an emergency loan. Whether it’s a quick loan for a bill that needs paying, a car that needs fixing, or a plumbing job around the home, Ferratum has a loan to solve every problem, fast.
Payday loans help get clients from paycheck to paycheck without denting the finances too harshly and at the same time solving the financial problem clients may be facing.
Same-day loan applications are quick and fast with clients being able to borrow between $100 - $1000. The loan can be repaid for up to 45 days.
Service with a smile when it comes to loans
Ferratum operates in a very busy marketplace and is focused on maintaining its high reputation in payday loans. Their fast and efficient payday loans application process is helping them achieve just that.
Ferratum is a trusted & reliable provider of payday loans
In our review, Ferratum adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.
Ferratum is a registered credit provider in New Zealand: FSP70021
Customer Reviews & Testimonials
I cannot express the relief that overcame me when I heard that I would not have to sift through mounds of paperwork. A simple, fast and convenient application coupled with an overall pleasant len...
— Luggate —
Unfortunately, time is a precious resource and many people are unable to waste any time. This is why I was happy when I saw that Ferratum understands this. With such short turnaround times, I had...
— Duntroon —
It is common knowledge that most payday lenders overcharge their customers. But that was not the case here at Ferratum. Their interest rates are fair, affordable and competitive and I was able to...
— Auckland —
I cannot express the relief that overcame me when I heard that I would not have to sift through mounds of paperwork. A simple, fast, and convenient application coupled with overall pleasant servi...
— Luggate —
Unfortunately, time is a precious resource and many people are unable to waste any time. This is why I was happy when I saw that Ferratum understands this. They have short turnaround times. -
— Duntroon —
It is common knowledge that most payday lenders overcharge their customers. But that was not the case here at Ferratum. Their interest rates are fair, affordable, and competitive
— Auckland —
Ferratum Contact Details
- (09) 915 0766
- (09) 915 0768
- 132 Hurstmere Road, Auckland, Auckland, 0622, New Zealand Auckland Auckland 0622 New Zealand
- Get Directions
- PO Box 33-1009, Takapuna, 0745, New Zealand
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday – Closed
- Sunday – Closed