Rating based on 32 reviews

Rapid Loans


  • Low-interest starting from 39%
  • Quick loans up to $10,000
  • Repayment up to 36 months

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Rapid Loans homepage

Author Rapid Loans. Screenshot of Rapid Loans website. [Accessed April 27, 2022]

About Rapid Loans

Rapid Loans are where you will find the quickest fast loans in New Zealand.

By offering their customers some of the most convenient online quick loans in the country - they've developed a customer base of loyal Kiwis who trust and respect them for the fantastic products and services they offer.

If you want to experience it first-hand, then you're looking at the right place!

Processing loans faster than their competitors

At Rapid Loans their strategy is simple. To deliver superior quick loans and superior customer service to each and every customer without exception, they keep everything straight to the point.

They are an online provider and are able to process and approve instant finance at a much faster pace than banks and other storefront lenders.

Deal with a responsible lender

Rapid Loans have been in the industry for years now and have been assisting thousands of New Zealanders to get what they need as swiftly as possible.

They are responsible lenders and will always ensure that you are able to afford the loan repayments they offer you. 

What Rapid Loans can offer you

At Rapid Loans they offer a variety of loan types from quick cash loans to debt consolidation loans - they specialize in quick, hassle-free lending in New Zealand.

Their loans offer you between $1,000 and $10,000 and they currently charge a rate of 39% to 47.47% per annum.

Short-term fast loan benefits

Since their loan terms are short you will be able to repay your entire loan sum plus interest off very quickly and this is something that many people appreciate since long-term debt can be quite unpleasant to deal with. They also offer quick loans at reasonable rates that won't break the bank.

Affordable monthly repayments

Their fast loans are repaid via direct debit which ensures there is no chance of you forgetting to make the repayments and having your credit history affected as a result.

The monthly payments are affordable and ensure that you don’t have to dedicate your entire salary to repay it. Get your quick loan from a company that not only cares about your current financial well-being but also what your financial future could look like.

Rapid Loans Product Details

  • Loan Type Quick loans
  • Interest Rate 39 – 47.46% p/a
  • Loan Amount up to $10,000
  • Repayment 6 months to 36 months
  • Decision 2 hours

At Rapid Loans our strategy is simple - to deliver superior quick loans

At Rapid Loans, they understand that their clients want to be able to make the best-informed decisions when it comes to their finances and taking out short-term fast loans.

This is why they work extremely hard to deliver impeccably fast and accurate service.

Quick loan application

Step 1:

When you visit their website, you will be able to make use of their innovative quick loan calculator. You will not only be able to determine the amount of money you wish to borrow but also what your repayments might be, how often you can afford to make payments, as well as decide if you wish to secure the loan with an asset or not. Repayments can be made weekly, monthly, or fortnightly.

Once you have determined each aspect of your loan, you can then compare your quick loan interest rate as well as the terms and conditions of your loan agreement.

Step 2:

You can choose to further consult with one of their friendly team members if you have more questions, otherwise, you can just proceed to their online loan application form which can be completed in just a few minutes.

Step 3:

Once they've received your quick loan application form their staff will then check the information for accuracy and then contact you to request the necessary supporting documentation. This may include your photo ID, bank statements, and payslips.

Step 4:

After your loan has been approved, you can sign the loan agreement and will then receive instant finance a little later on the same day.

Rapid Loans gives you the freedom you deserve

With them, you can enjoy comparing and choosing the loan option that will best suit you. The great part is that they provide you with multiple options that they think will be suitable for you and then leave the final choice in your hands.

Benefits of a quick loan from Rapid Loans

  • Impeccable loan processing and approval.
  • Out of the ordinary tailored loans.
  • Loan repayments that are flexible and reasonable.
  • Prompt and straightforward assistance from a team of experts when you need it.
  • A convenient online application.
  • Fast cash transfers.

Customer Reviews & Testimonials

September 2020

When my colleague first suggested this website, I'll admit, I was sceptical. But they surpassed my every expectation. A consultant reached out to me within minutes of my initial inquiry, and expl...

Nolitha K
— Wellington —

January 2020

Personally, I do prefer face to face interactions, when money is concerned, but this website has managed to put my mind at ease. The consultant was more than accommodating and answered any questi...

Jessica S
— Queenstown —

August 2021

They helped me with a loan in such a fast way. I am super impressed.

Brown S
— Hamilton —

September 2021

A very reliable company that has great prices and offers vast flexibility on their loans.

Harris J
— Nelson —

January 2022

They gave me next-level service and I will surely make use of them again in the future when I need to.

Scott O
— Auckland —

Rapid Loans Contact Details

Physical Address

  • Level 31, Vero Ctr, 48 Shortland Street Auckland Auckland 1010 New Zealand
  • Get Directions

Opening Hours

  • not available