Rating based on 33 reviews

Fair Finance


  • Low-interest starting from 13.95%
  • Quick loans up to $50,000
  • Repayment up to 3 years

In-page navigation

Fair Finance homepage

Author Fair Finance. Screenshot of Fair Finance website. [Accessed May 23, 2018]

About Fair Finance

Who needs a loan that can't fit into your budget or doesn’t meet your needs.

With Fair Finance we let you, the customer dictate the quick loan amount and the loan term in a way that suits your needs and budget and we consider people with all types of credit.

Passionate and experienced staff

Our staff has been selected not only for their experience and knowledge but for their passion and ability to communicate. When you deal with us you will be treated with respect, expertise, and professionalism from the word GO.

What Fair Finance can offer you

Instead of running a credit check and approving loans based on the history, we use an applicant's income and expenses to determine if they can borrow money with us.

This allows us to help people who can afford a personal loan but have a bad credit history.

Our quick loan details

At Fair Finance you can apply for a quick loan that ranges from $500 to $50,000 which can be used for any purpose from consolidating debt to paying overdue bills and making purchases. Whatever your needs Fair Finance will offer you a solution that meets them.

Fair Finance Product Details

  • Loan Type Quick loans
  • Interest Rate 13.95 – 26.98% p/a
  • Loan Amount up to $50,000
  • Repayment 6 months to 3 years
  • Decision 2 hours

When you deal with us you will be treated with respect

Although credit cards may be one of the cheapest and most affordable ways to borrow money if you do not qualify for one and need a small loan the next best option is to apply for a personal loan with us.

You can get a small amount at a very reasonable rate since our loans are secured.

A simple, uncomplicated loan application

Making a loan application with Fair Finance is very simple since we've cut out all the unnecessary details to help save you time and simplify a typically complicated matter. Once you've completed the form we will process it and contact you to request some supporting documents. We offer an online loan application that reduces this hassle and simplifies the approval process.

Clients can access the application on any device they have, at any given point and from anywhere they are. This allows you to reach us whenever you need. We have an in-store application as well, for those who prefer to apply that way. Our staff is available to help applicants with filling out the form, whenever it is needed.

An efficient loan process

Our staff is trained and works with utmost efficiency, which is why the application is processed fast, with the average processing time being 2 hours. The loan is approved quickly, making your life easier.

We have both unsecured and secured loan options. The secured loan requires the lender to offer an asset as collateral until the debt is paid off. This is a security measure that works both ways and aids the lender as well as us. The unsecured loan option is offered to those who do not have any assets to hold as collateral.

However, while processing the application, we consider the credit history of the loaner. To ensure that they are not bankrupt or have bad credit. Another measure that ensures that lenders are in a position to take the debt and pay it back in the future. The loan can be repaid earlier if the lender has the means to do so. The early repayment option allows the lenders to pay off the debt with their own flexibility.

Customer Reviews & Testimonials

October 2020

The process is basic and simple, it was very easy for me to get my loan approved.

Holly D
— Auckland —

December 2021

A friend recommended Fair Finance to me and I got my loan approved fast. And the early repayment was done without any problems.

Thomas G
— Queenstown —

Fair Finance Contact Details

Contact Number



Physical Address

Postal Address

  • PO Box 272, Seventh Avenue, Tauranga, 3140, New Zealand

Opening Hours

  • not available