Rating based on 26 reviews

New Zealand Firefighters Credit Union


  • Low-interest starting from 9.95%
  • Credit union loans up to $10,000
  • Repayment up to 24 months

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New Zealand Firefighters Credit Union homepage

Author New Zealand Firefighters Credit Union. Screenshot of New Zealand Firefighters Credit Union website. [Accessed May 23, 2018]

About New Zealand Firefighters Credit Union

Easy fast and affordable loans from your trusted Credit Union in NZ

New Zealand Firefighters Credit Union was formed in 1976 and officially became the credit union for firefighters and emergency services personnel in 1981.

With over 2400 members in New Zealand, they have grown to be a strong group with a wide range of financial, banking, and insurance services and products worth around $15 million in assets.

Making a difference in the life of their members

New Zealand Firefighters Credit Union was formed with the goal to make a difference to the men and women who serve our nation and risk their lives to protect us.

With some of the most flexible and affordable loans and credit services in the country, they believe that they are doing just that by helping to improve the lives of members one step at a time.


What New Zealand Firefighters Credit Union can offer you

Standard loans are on offer and are available to members who have 10% savings available in their loan provider accounts and can offer you up to $5,000.

They also offer quick loans of $5,000 and above which are ideal for those who are able to provide security.

The difference they make in the lives of Kiwis

From employees of the National Office, any operational support, fire brigades, and forces to members of the ambulance services - you're welcome to apply to become a member of the New Zealand Firefighters Credit Union. You can easily apply for a loan online by downloading their membership application form.

List of services available

  • Personal Loans from 8.95%p.a.
  • Term Deposits with interest rates from 0.40%p.a. up to 1.10%p.a.
  • Christmas Club with an interest rate of 1.25%p.a.
  • Bill Pay Account from 0.20%p.a.
  • Special Savings Account from 0.50%p.a.
  • Primary Share Accounts from 0.10%p.a.
  • AccessDebit Mastercard interest rate of 0.10%p.a.
  • Loan and Savings Provider from 0.20%p.a.
  • Home Loans with a floating rate of 6.50%p.a.

New Zealand Firefighters Credit Union Product Details

  • Loan Type Credit union loans
  • Interest Rate from 9.95%
  • Loan Amount up to $10,000
  • Repayment 3 months to 24 months

We make a difference to the men and women who serve our nation and risk their lives to protect us

You can easily download and fill out the membership application form.

Step 1:

Their membership online loan application form is available for download on their website under the "about" and "who can join" tabs. Once you download the PDF you can then print it and complete it in your own time.

You have to provide them with your payroll number and all of your personal, contact, and employment details.

Step 2:

When you have provided them with the needed information only then will they start to process your application and get back to you as soon as possible.

Step 3:

Once your loan has been finalized, they will transfer the funds into your account within a few hours.

What New Zealand Firefighters Credit Union can offer you

Currently, they are the second largest New Zealand Association of Credit Unions.

Offers a range of both secured and unsecured personal loans to its members at highly competitive and affordable rates that cannot be obtained from traditional banks.

They also offer savings accounts, online and mobile banking, financial advice, and insurance to their valued members.

Why choosing New Zealand Firefighters Credit Union is a great idea

It is difficult to get credit for some of the citizens that reside in New Zealand. This is one of the reasons they started this finance system so that they could cater to people who were being given the run-around by banks.

They will try their best to find a way to help you to qualify for the credit amount you need.

At New Zealand Firefighters Credit Union, they want to be able to help you to attend to whatever financial emergencies that you may have. Their duty is to help their clients and they are always there for them.

Remember should you not be able to afford the credit union loan it is better not to apply for it. The last thing you need is to have your credit profile ruined over a debt that could have been avoided.

Can I apply for an additional Credit union loan

They will always advise you to first pay off your initial credit union loan first before applying for a new one. On the other hand, they will have no problem approving your second loan if you qualify for it.


  • A team that will go over and above to assist you with the credit you need.
  • Lower rates
  • Fast processing and approval.
  • Ample products and services are available to you.

Customer Reviews & Testimonials

February 2020

New Zealand Firefighters Credit Union has some of the best credit unions offer. I am so happy I chose them.

Mandi H
— Horeke —

March 2020

What a convenient loan application New Zealand Firefighters Credit Union has. Everything was a breeze.

Peter C
— Houhora —

October 2021

I am happy to become a member of this trusted organization, and got the much-needed loan at an affordable repayment.

Jones D
— Auckland —

September 2021

As a firefighter, it is good to know there are some people who have got your back when you need some finances.

White J
— Canterbury —

August 2021

The best advice before you start your loan application with all the needed information about your loan before you sign.

Campbell B
— Wellington —

New Zealand Firefighters Credit Union Contact Details

Physical Address

  • 5 Britannia Street Wellington Petone, Lower Hutt 5012 New Zealand
  • Get Directions

Postal Address

  • PO Box 33097, Petone, Wellington, 5012, New Zealand

Opening Hours

  • Monday 08.30 – 16.30
  • Tuesday 08.30 – 16.30
  • Wednesday 08.30 – 16.30
  • Thursday 08.30 – 16.30
  • Friday 08.30 – 16.30
  • Saturday – Closed
  • Sunday – Closed