Rating based on 19 reviews

Advantage Finance


  • Low-interest starting from 9.75%
  • Repayment up to 24 months

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Author Advantage Finance. Screenshot of Advantage Finance website. [Accessed May 23, 2018]

About Advantage Finance

Let your business reach new heights with the right lender in your corner.

Advantage Finance offers property and bridging finance for both individuals and businesses.

They're different since they can assist customers when other lenders and banks simply can't or won't. If you're in need of a personal loan to bridge a financial gap or a small business loan for expanding your business - choose Advantage Finance.

Business loans from an experienced team

As a business owner, you know the importance of having a dedicated team working to ensure things are handled in a quick and efficient manner.

They have an experienced team of professionals who are here to ensure your needs are met and that your business loan is attended to speedily and efficiently.

Repayment structure

You can choose to repay your personal or business loan by repaying the interest-only and then making the full capital amount at the end of the term. You can also use the progress payments option where capital and interest are paid together.


What Advantage Finance can offer you

Advantage Finance offers secured business loans that can be repaid in a period of 1 to 24 months.

They offer large amounts of up to $3 million and they allow customers to repay their loans early with no penalty fees or extra charges.

Low-interest business loans with low fees

Advantage Finance strives at finding you the best loans for the best prices and that is why their interest rates are from only 9.75% to 14% per annum.

They have administration fees that can be from only $15 to $35, depending on the loan that you will be taking. You can either take an individual loan or a business loan for your company and that is why they have different rates.

Choose Advantage Finance

Whether you are a property developer, an entrepreneur, or are looking to bridge a gap between the sale and purchase of a house or commercial property, they can get the job done in a flash. Their bridging finance and business loans can have reasonable rates with highly flexible repayment options.

The application process at Advantage Finance is quick and they strive to get things done in the shortest time frame possible.

Advantage Finance Product Details

  • Loan Type Business loans
  • Interest Rate 9.75 – 11.95% p/a
  • Repayment 30 days to 24 months
  • Decision 72 hours

If you're in need of a personal loan to bridge a financial gap - choose Advantage Finance

If you'd like to gain a clearer understanding of their business loan interest rates and fees you can simply view their funding costs page where they have laid out the fees and interest structure of their secured loans.

They accept business loan applications online and they will process your application in a matter of hours - not days.

Their process

Step 1:

You can click on the online loan application form and it will take you to the bottom of the page. Fill in their questionnaire that is about 10 questions long it will not take too much of your time and you will be done quicker than you know.

Step 2:

When you apply with them there is a box to the side where it will ask you to describe why you will need your business loan. The more information you provide the better. Let them know what you and your company need and why.

Step 3:

They will then get you the perfect business loan for your business to thrive.

Getting what you need from Advantage Finance

Running a business can be a difficult task, they understand that. This is why they do everything in their power to assist Kiwis with the best business loans NZ has to offer.

They are a regulated financial company that always strives to exceed the expectations of their customers. Apply today and find out what you can qualify for.

The Advantages of Advantage Finance

  • Affordable business loans.
  • Take your company to the next level with a trustworthy finance provider.
  • Enjoy excellent customer service and fast assistance.
  • Quick cash payouts.

Get your business loan from a company you can trust

With a company that knows how daunting it can be to apply for a business loan, you can rest assured that they will be there for you. All you have to do is contact them on the phone and they will help you step by step through your application.

man holding thumbs up

Advantage Finance is a trusted & reliable provider of business loans

In our review, Advantage Finance adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Advantage Finance is a registered credit provider in New Zealand: FSP13501

Customer Reviews & Testimonials

February 2020

I was beyond impressed by the professional service that I received from Advantage Finance. Their employees are knowledgeable, friendly and knew exactly how to help me deal with my financial situa...

Steven W
— Alexandra —

March 2020

I was so stressed out every month due to my poor financial management. With the assistance of Advantage Finance and their friendly, knowledgeable staff I was able to get my finances back on track...

Jeffrey D
— Orewa —

November 2021

The loan they offered me was so cheap and easy to repay. I will tell everyone about them.

Collins P
— Tauranga —

April 2021

A great company with great consultants. They really exceeded my expectations.

Cook J
— Dunedin —

August 2021

The whole process with them was super easy and simple. Love this company.

Murphy A
— Wellington —

Advantage Finance Contact Details

Physical Address

Postal Address

  • PO Box 36623, Merivale, Christchurch, 8146, New¬†Zealand

Opening Hours

  • not available