Rating based on 19 reviews

Advantage Finance


  • Low-interest starting from 9.75%
  • Repayment up to 24 months

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Advantage Finance homepage

Author Advantage Finance. Screenshot of Advantage Finance website. [Accessed May 23, 2018]

About Advantage Finance

Advantage Finance offer property and bridging finance for both individuals and businesses.

We're different since we can assist customers when other lenders and banks simply can't or won't. If you're in need of a personal loan to bridge a financial gap - choose Advantage Finance.

An experienced team - here to help

As a business owner you know the importance of having a dedicated team working to ensure things are handled in a quick and efficient manner. We have an experienced team of professionals who are here to ensure you needs are met and that your business loan is attended to in a speedy manner.

What Advantage Finance can offer you

At Advantage Finance we offer secured business loans that can be repaid in a period of 1 to 24 months.

We offer large amounts of up to $3 million and we allow customers to repay their loans early with no penalty fees or extra charges.

Repayment structure

You can choose to repay your business or personal loan by repaying the interest only and then making the full capital amount at the end of the term, with our capitalized interest where you pay the capital loan amount and interest as a lump sum at the end of the loan term or by using the progress payments option where capital and interest is paid together.

Advantage Finance Product Details

  • Loan Type Business loans
  • Interest Rate 9.75 – 11.95% p/a
  • Repayment 30 days to 24 months
  • Decision 72 hours

If you're in need of a personal loan to bridge a financial gap - choose Advantage Finance

Whether you are a property developer or are looking to bridge a gap between the sale and purchase of a house - our bridging finance loans can do the job at a reasonable rate with highly flexible repayment options.

Our application process is quick and we strive to get things done in the shortest time frame possible.

Applying for a loan online

If you'd like to gain a clearer understanding of our rates and fees you can simply view our funding costs page where we have laid out the fees and interest structure of our secured loans. We accept loan applications online and we will process your application in a matter of hours - not days.

We are here for you

Yes, you read that right, we know how daunting it can be applying for a loan and that is why we will be there for you. All you have to do is contact us on the phone and we will help you step by step through your application.

Looking at our rates and fees

Our company strives at finding you the best loans for the best prices and that is why our interest rate is from 9.75-14 % per annum. We have administration fees that can be from 15 dollars to 35 dollars this will depend on the loan that you will be taking. You can either take an individual loan or a loan for your company and that is why we have different rates.

Our application form

You can click on the application form and it will take you to the bottom of the page. Please, will you fill in our questionnaire that is about 10 questions long it will not take too much of your time and you will be done quicker than you know? When you apply with us there is a box to the side where it asked you to describe why you will need your loan. We ask the more information the better. Let us know what you and your company need and why and we will get you the loan for you.

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Advantage Finance is a trusted & reliable provider of business loans

In our review, Advantage Finance adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

Advantage Finance is a registered credit provider in New Zealand: FSP13501

Customer Reviews & Testimonials

February 2019

I was beyond impressed by the professional service that I received from Advantage Finance. Their employees are knowledgeable, friendly and knew exactly how to help me deal with my financial situa...

Steven W
— Alexandra —

March 2019

I was so stressed out every month due to my poor financial management. With the assistance of Advantage Finance and their friendly, knowledgeable staff I was able to get my finances back on track...

Jeffrey D
— Orewa —

Advantage Finance Contact Details

Physical Address

Postal Address

  • PO Box 36623, Merivale, Christchurch, 8146, New¬†Zealand

Opening Hours

  • not available