A state of being debt-free is an ideal we all strive for and it is also a much desired financial milestone in life.

It gives you peace of mind that you will have a larger disposable income and less to pay to lenders. Each one of us have some form of debt whether it be credit card debt, mortgage repayments, car repayments, personal accounts or alike. But we all have one thing in common and that is that we would like to reach financial freedom.

The question is, how do you become debt-free? It is very possible to achieve this by following these steps.

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